Semi Truck Financing

Truck Loans with bad Credit

You don't need good Credit to get a truck from us. 97% of our customers have very poor credit and are still able to get approved for a truck loan. It’s never been easier or more economical to finance a truck than with South Texas Truck Sales. Our finance packages require just a 15-25% down payment, and low monthly payments Best of all, we work with lenders to provide you the best option for you to start making money, without the stress of a High monthly payment. We work with startups, first time buyers and investors

New financing plans available. 

Take advantage of our Low Down payments, and low monthly payments. All Credit types accepted. 

***  No Minimum Credit, No FICO Score needed  ***


Download our Credit app here


Fast:Get approved in 24 hours!

Smart:chose from 12-48 months
Call us to get approved: 956 217 5009


  1. Proof of income (2 years Income tax, or 6 Months Bank Statements)
  2. Valid copy of commercial driver license 
  3. 5 years minimum driving experience 
  4. Proof of Business entity ( if applicable assumed name dba, LLC )
  5. 5 References
  6. (2) Proof of address  
  7. Insurance (Comp & Collision) 
  8. Down Payment
Name *
Current Home Address *
Current Home Address
Do Own or Rent? *
Home Phone *
Home Phone
Cell Phone 1 *
Cell Phone 1
Employer Address *
Employer Address
Employer Phone *
Employer Phone
Employer Name, Address, Phone, Time Employed
Legal Name, Time in Business, # of Trucks Owned
Do you have a CDL? *
Past or Present (If Applicable) *
Electronic Signature *
Electronic Signature


Fill out the online credit app for faster approval.

AUTHORIZATION: By typing my name in the digital signature filed above, I hereby (i) certify that the information provided in this credit application is true and correct, (ii) authorize and any assignee, lending or funding partner that may be involved in the funding process to obtain and verify all credit information provided in this application including bank, personal credit and trade references (iii) understand that my individual credit history may be a factor in the evaluation of the credit worthiness of the applicant, (iv) acknowledge that prior to the disbursement of any funds, we may re-verify all credit, bank and trade reference information to ensure there has been no deterioration in credit, (v) waive any right or claim I would otherwise have under the Fair Credit Reporting Act in the absence of this continuing consent,(vi) certify that this request is for business and not consumer purposes.

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